Create Payment

Create payment for a existing loan.

Earliest claims will always be paid first.
Loan payments will be distributed by following order; DELAYED_INTEREST, INTEREST, PRINCIPAL.
In the case of overpayment, the overpaid amount will go towards the next claim. In case there are no future claims only the owed part is taken from the payment and remainder of overpayment is given back in response.
Partial payments minimum amount is determined by the loans given currencies minor unit. In the case of EUR it would be 0.01.

curl -X POST "https://api.lendermarket.com/claims/v1/lender/createLoanPayment" \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer YOUR_API_TOKEN" \
  -d '{
  "loanUuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "paymentAmount": "482",
  "currency": "EUR"
}'

import requests
import json

url = "https://api.lendermarket.com/claims/v1/lender/createLoanPayment"
headers = {
  "Content-Type": "application/json",
  "Authorization": "Bearer YOUR_API_TOKEN"
}
data = {
  "loanUuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "paymentAmount": "482",
  "currency": "EUR"
}

response = requests.post(url, headers=headers, json=data)
print(response.json())

const response = await fetch("https://api.lendermarket.com/claims/v1/lender/createLoanPayment", {
  method: "POST",
  headers: {
  "Content-Type": "application/json",
  "Authorization": "Bearer YOUR_API_TOKEN"
},
  body: JSON.stringify({
  "loanUuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "paymentAmount": "482",
  "currency": "EUR"
})
});

const data = await response.json();
console.log(data);

package main

import (
    "fmt"
    "net/http"
    "bytes"
    "encoding/json"
)

func main() {
    data := []byte(`{
  "loanUuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "paymentAmount": "482",
  "currency": "EUR"
}`)

    req, err := http.NewRequest("POST", "https://api.lendermarket.com/claims/v1/lender/createLoanPayment", bytes.NewBuffer(data))
    if err != nil {
        panic(err)
    }

    req.Header.Set("Content-Type", "application/json")
    req.Header.Set("Authorization", "Bearer YOUR_API_TOKEN")

    client := &http.Client{}
    resp, err := client.Do(req)
    if err != nil {
        panic(err)
    }
    defer resp.Body.Close()

    fmt.Println("Response Status:", resp.Status)
}

require 'net/http'
require 'json'

uri = URI('https://api.lendermarket.com/claims/v1/lender/createLoanPayment')
http = Net::HTTP.new(uri.host, uri.port)
http.use_ssl = true

request = Net::HTTP::Post.new(uri)
request['Content-Type'] = 'application/json'
request['Authorization'] = 'Bearer YOUR_API_TOKEN'
request.body = '{
  "loanUuid": "3fa85f64-5717-4562-b3fc-2c963f66afa6",
  "paymentAmount": "482",
  "currency": "EUR"
}'

response = http.request(request)
puts response.body

{
  "data": {
    "uuid": "941dfdfc-65ff-43d8-aba8-5a395bdd7433",
    "loanUuid": "853dffbc-2997-4f2b-b236-af3f766d3fde",
    "principalAmount": "10.00",
    "interestAmount": "0.00",
    "delayedInterestAmount": "0.00",
    "paymentDate": "2026-01-28",
    "currency": "EUR"
  }
}

{
  "message": "The loan uuid field is required. (and 2 more errors)",
  "errors": {
    "loanUuid": [
      "The loan uuid field is required."
    ],
    "paymentAmount": [
      "The payment amount field is required."
    ],
    "currency": [
      "The currency field is required."
    ]
  }
}