EndpointsCreate Loan
Endpoints

Create Loan

Create a loan on the Lendermarket side.

curl -X POST "https://api.lendermarket.com/claims/v1/lender/createLoan" \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer YOUR_API_TOKEN" \
  -d '{
  "lenderLoanId": "ABC-12345",
  "scheduleType": "FULL-BULLET",
  "loanAmount": "1000",
  "currency": "EUR",
  "interestRate": "14",
  "country": "EST",
  "lenderIssueDate": "2026-01-26",
  "clientType": "BUSINESS_WITH_COLLATERAL",
  "businessClient": {
    "companyName": "XYZ-123 Limited",
    "companyRegistryCode": "98765-ZYX",
    "representativeName": "John Doe",
    "representativePersonalCode": "654321-FED",
    "collateralValue": "1000",
    "currency": "EUR"
  },
  "schedule": [
    {
      "date": "2026-01-26",
      "principalAmount": "1000",
      "interestAmount": "141.16"
    }
  ]
}'
{
  "data": {
    "uuid": "dcb87579-8d5e-412a-9f71-7c46c72ed589",
    "loanPublicId": "2W69YH87AU6E",
    "lenderLoanId": "ABC-12345",
    "scheduleType": "FULL-BULLET",
    "loanAmount": "1000.00",
    "remainingPrincipalAmount": "1000.00",
    "remainingSkinAmount": "50.00",
    "investedAmount": "0.00",
    "lenderSkinPercentage": "5.00",
    "buyback": null,
    "currency": "EUR",
    "status": "ACTIVATING",
    "totalTermInDays": 365,
    "remainingTermInDays": 363,
    "interestRate": "14.00",
    "country": "EST",
    "lenderIssueDate": "2026-01-26",
    "finalPaymentDate": "2027-01-26",
    "paymentSchedule": [
      {
        "dueDate": "2027-01-26",
        "accruedInterestAmount": "0.00",
        "totalPrincipalAmount": "1000.00",
        "totalInterestAmount": "141.16",
        "totalDelayedInterestAmount": "0.00",
        "outstandingPrincipalAmount": "1000.00",
        "outstandingInterestAmount": "141.16",
        "outstandingDelayedInterestAmount": "0.00",
        "paidPrincipalAmount": "0.00",
        "paidInterestAmount": "0.00",
        "paidDelayedInterestAmount": "0.00"
      }
    ],
    "createdAt": "2026-01-28 06:02:16",
    "allowedInvestmentSources": [
      "MANUAL",
      "AUTOINVEST"
    ],
    "limitCustomerTypes": null
  }
}
POST
/createLoan
POST
Security Scheme
Bearer Token
Bearer Tokenstring
Required

Bearer authentication of the form Bearer <token>, where token is your auth token.

Bearer authentication of the form Bearer <token>, where token is your auth token.
Content-Typestring
Required

The media type of the request body

Options: application/json
lenderLoanIdstring
Required

Unique Loan ID on the lender side

scheduleTypestring
Required

Schedule type of the loan

Options: ANNUITY, BULLET, FULL-BULLET, REGULAR
loanAmountstring
Required

Total Loan Amount in specified currency

currencystring
Required

Current validation restricted to EUR

Options: EUR
interestRatestring
Required

Annual interest rate percentage

countrystring
Required

Loan Originator country (3 digit ISO code)

lenderIssueDatestring
Required

Loan’s actual creation date on the lender side

Format: date
clientTypestring
Required
Options: CONSUMER, BUSINESS_WITH_COLLATERAL, BUSINESS_WITHOUT_COLLATERAL
consumerClientobject

Required when clientType is CONSUMER

businessClientobject

Required when clientType is BUSINESS_WITH_COLLATERAL

businessClientWithCollateralobject

Required when clientType is BUSINESS_WITHOUT_COLLATERAL

Request Preview
Response

Response will appear here after sending the request

Authentication

bearerAuth
header
Authorizationstring
Required

Bearer token. Bearer authentication of the form Bearer <token>, where token is your auth token.

Body

application/json
lenderLoanIdstring
Required

Unique Loan ID on the lender side

scheduleTypestring
Required

Schedule type of the loan

Allowed values:ANNUITYBULLETFULL-BULLETREGULAR
loanAmountstring
Required

Total Loan Amount in specified currency

currencystring
Required

Current validation restricted to EUR

Allowed values:EUR
interestRatestring
Required

Annual interest rate percentage

countrystring
Required

Loan Originator country (3 digit ISO code)

lenderIssueDatestring
Required

Loan’s actual creation date on the lender side

schedulearray
clientTypestring
Required
Allowed values:CONSUMERBUSINESS_WITH_COLLATERALBUSINESS_WITHOUT_COLLATERAL
consumerClientobject

Required when clientType is CONSUMER

businessClientobject

Required when clientType is BUSINESS_WITH_COLLATERAL

businessClientWithCollateralobject

Required when clientType is BUSINESS_WITHOUT_COLLATERAL

Responses

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